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Indus Credit Limited

Indus Credit Limited (formerly Agro Indus Credits Limited) is an RBI-registered Non-Banking Financial Company (NBFC) with a simple purpose: to make finance accessible, reliable, and human.
Our journey began in 1997 with a small initiative to support people in rural communities. Over the years, we have expanded into semi-urban and urban areas, serving customers from all walks of life across Kerala and Tamil Nadu.
Every loan we extend helps fulfil a need, support a livelihood, or turn an aspiration into reality. We are grateful for the countless smiles we have inspired, the confidence we have built, and the dreams we have helped our customers realise. Their growth has contributed to ours, strengthening us, expanding our reach, and deepening our commitment to customer service.
When you need funds, you need them quickly. That’s why we offer instant loans with minimal documentation, making access to funds simple and stress-free. From the moment you apply, you can expect personalised service, transparent valuation, and speedy processing. With Indus Credit, you have a helping hand when it matters most.
As our customers’ needs evolve, so do we. We continue to innovate and embrace digital advancements to bring you smarter, simpler, and more convenient financial solutions. Through every change, we remain rooted in the values that have shaped us: trust, safety, and customer care.

Whether we are providing relief in a time of need, supporting a dream, or enabling growth, Indus Credit Limited finds its purpose in helping customers move forward and achieve success in their lives.

Guided by Values. Driven by Purpose.

Our Vision

To be a leading and trusted NBFC, growing responsibly and embracing digital innovation to deliver accessible, transparent and customer centric financial solutions. We aim to build sustainable growth and lasting value for every community we serve.

Our Values

We act with integrity, earn trust by keeping our promises and stay transparent in everything we do. Our customers are at the heart of every decision and we grow responsibly, with care for our people and our communities.

Our Mission

To become a leading upper-layer NBFC with multiple products and services, by offering innovative, reliable and customised financial solutions that advance financial inclusion and sustainable growth.

2025
  • Branch expansion in south India
2024
  • Digitalisation and expansion of online facilities.
2023
  • The tenure of Mr. C. P. Sasidharan as CEO has been completed. The Board of Directors has appointed him as an Additional Director
  • Mr. Joseph. P. Abraham, former CEO of KLM Axiva has taken charge as CEO.
2019
  • Branch Expansion in Tamil Nadu and Kerala
2015
  • Mr. C.P. Sasidharan, former General Manager of Federal Bank has taken charge as CEO
2010
  • Mr. K. Muraleedharan, Founder and Chairman/Managing Director of SFC Group (Southern Franchise Company) — a leading hospitality and food conglomerate operating in the UAE & India and Founder of Muraliya Dairies, has joined the company.
  • Opened first branch office in Tamil nadu
2008
  • Introduction of Gold loan
2002
  • Introduction of Vehicle Loan, Mortgage Loan
1997
  • Agro Indus Credits Limited was established by Dr. K. R. Rajappan, Founder of Specialists' Hospital, Ernakulam and is registered with the Reserve Bank of India as an NBFC.
2025 2024 2023 2019 2015 2010 2008 2002 1997