At Indus Credit Limited, we have always believed that honest, transparent financial support can change the lives of individuals and the growth of businesses.

Over the years, we have grown from a small beginning into a trusted name in the NBFC sector. We serve individuals, small businesses and communities across the areas where we operate. This growth is possible only because of the trust placed in us by our customers, employees, banking partners and stakeholders.

We are now at an important stage in our journey. Our Board has recently been strengthened with experienced industry leaders and we are placing a renewed focus on good governance and sound strategy. This puts us in a strong position to grow faster. We plan to expand our branch network across India and build a strong, sustainable loan portfolio in the years ahead.

A key priority for us is the recovery of Non-Performing Assets (NPAs). Loans that are not repaid on time affect our financial health and our ability to help new borrowers. We are therefore strengthening our recovery efforts, with timely follow-up, fair and respectful dealings with customers and structured solutions where genuine difficulties exist. Healthy recovery keeps our portfolio strong, protects the interests of our lenders and depositors and lets us extend credit to more people who need it.

As we move forward, our commitment remains firm: to run our business with integrity, to serve our customers with empathy and efficiency and to create lasting value for everyone connected with us. We are deeply grateful to our banking partners, regulators and well wishers for their support and we look forward to writing the next chapter of our growth together with them.

I thank our entire team for their dedication and our customers and partners for their continued trust. Together, we will keep building an organisation known for reliability, growth and shared prosperity.